Right lender at first try

Split users into groups, then decide which lender each group is shown first.

Who qualifiesEligibility is auto-computed at the backend from the user's credit data, so sure-shot rejections are removed.

Behind the orderML models score each user against each lender off the bureau file, and the order follows that score.

What this decidesThe order. Each user is shown the first lender on the list they qualify for.

User groups

Groups can overlap; anyone in two is split evenly between them. Select the traits that define each one.

100%covered

This saves who is in each group. The order of lenders is saved separately, further down.

Measure for days. L1 target approval %.

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Switch one off and it is skipped for every group, without editing any list.

This saves the order of lenders. Who is in each group is saved above.

Measure for days. L1 target approval %.

Select at least two cohorts above.

Version	Date	By	Change	Before	After	Window	L1 target	Lift	Users	Status